The whole argument
The area the wipers clear is the rule
A stone chip isn't sorted into a repair or a replacement by feel, or by what a customer's insurer would rather pay for. It's sorted by where it sits on the glass and how big it measures once someone actually checks.
The area the wipers clear
- A bulls-eye or star fracture, measured inside the wiped area and under its own limit: stays a genuine resin repair.
- The same kind of fracture, but over that limit: fails outright, and the screen has to be replaced.
- A crack inside the wiped area, under its own separate limit: also stays a repair, on the same terms.
- The same crack, longer than that limit: fails the same way, on its own measurement, not the fracture's.
- The identical size chip, sitting outside the area the wipers clear: neither limit applies to it at all. What still matters everywhere on the glass is whether it blocks the driver's own vision enough that the car can't be driven safely.
The same standard is explicit that a repair done well isn't held against a driver either: a faint outline or a fine hairline mark left where the resin went in still passes. That's the fact that makes a repair a real option here, not just a delay before a replacement gets booked anyway.
None of this is a customer's call to make, or an insurer's. It's a measurement against a public standard, settled before any money moves, which is a genuinely different shape to a private payer deciding what a job is worth after the fact.